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We have learned that our vacationers do not travel hundreds of miles to damage a home. At the same time, experience also tells us accidents can and will happen. Included with your rent is Accidental Damage Protection (ADP) coverage.

ESVR does NOT require a separate security deposit or security deposit waiver fee in addition to the rent. Under the ADP plan you will not be required to pay for accidental damage to the home or the personal property of the owner contained within the premises, up to an aggregate limit of $2,000. Damages exceeding this limit will be the responsibility of the tenant.

Exclusions within the ADP plan specifically limit the tenant's coverage and do not cover or release the tenant from liability for damage due to the following:

	Intentional, willful, reckless, or malicious acts of the tenant or others on the premises during the tenancy
	Damage by pets
	Acts of God
	Theft from the premises of either the owner's or property belonging to the tenant
	Gross negligence of tenant or intentional misuse of furnishings, appliances, equipment, or other amenities provided with the home
	Damage caused while under the influence of alcohol or drugs
	Damages to real property resulting from operation of any motorized vehicle by a tenant
	Damages related to smoking in "No Smoking" homes
	ADP coverage is limited to tenancies of 30 days or less.

The coverage of the ADP plan, as well as the exclusions contained therein, provided to the tenant shall extend to all members of the tenant's party and guests of the tenant. In order to receive coverage under the ADP plan all damages must be reported to ESVR before check-out. To truly enjoy a vacation, most people don't want to worry about the occasional drink spill or scuff on the wall. So all of our homes are now automatically covered for accidental damage.